Working on this device

Waterline

Your monthly average hides the day you run out. This charts every payment on the day it lands, and finds the lowest point.

Add your income and bills

Nothing is shared and nothing connects to a bank.

lowest point
days below zero
monthly net
balance below zero lowest point

Money in

$0 / mo
SourceAmountHow oftenStarting

Money out

$0 / mo
BillAmountHow oftenStarting

Day by day

Days with movement only

DateWhat movesChangeBalance

Waterline projects forward from what you enter. It never asks for bank logins or account numbers.